If you read my other blog, you know how I hated Bank of the Philippine Islands (BPI) Family Bank some time back because of their inefficiency with remittance. I was with Metrobank (my mom’s account) for several months after the horrible BPI episode, but as much as I find them reliable, I was looking for something more. Since I work online and PayPal is my main mode of receiving payments, I needed a credit card or at least a debit card with a Visa or MasterCard logo in it to verify my account at PayPal. I have neither, and my mom’s account with Metrobank is only for savings.
I realized the only thing for me to do is open an account for myself. I looked around for potential banks that can help me verify my PayPal account, and one name stood out: UnionBank with their EON Cyber Account made especially for those who work online. I’ve never banked with anyone but UnionBank since then. They have the friendliest tellers in Baguio, the most reasonable fees (only a Php350 annual fee and NOTHING more. ABSOLUTELY NO HIDDEN CHARGES), I am ONLY charged Php50 for every PayPal withdrawal under Php7,000 (anything above that amount is FREE of charge) AND their EON card doesn’t require a minimum maintaining balance. I can also make a balance inquiry online for FREE (I just need to log-in to my CyberAccount), and send money bank to bank WITHOUT any fee.
Is it any wonder now why I love UnionBank?
{ 67 comments… read them below or add one }
whew
you really love Union Bank.. di masyadong obvious ano.. ahahha
oo nman di tlga obvious! hihi
ahhahah akulang n lang i promote nya sa sidebar ;P
pero ako, i love BDO atleast hindi BPI yun
ahahaha
my acct is BPI.. husbadn is BDO.. mukang ok rin BDO ha!
landbank lang ako may account….
okay naman si BDO pero nde ako nag BDo
dati pla BDO pero na ubusan kaya nga close ;P
afforadable lang sya marce..only 350 annual fee..I’m not now familiar with banking procedures jan sa atin. Good to hear that you have now a bank that you love :smile2: nabasa ko kasi yong BPI story mo…he..he…
weh.. P350 annual fee is sobrang ok tlga diba??? hahah kaye’s bpi story.. kaloka!
here is 100 baht…sobrang ok ano?
in here naman marce ang dali lang din mag-open. with only 500 baht meron na akong debit card for less than an hour and minimum maintaining balance is 100. with paypal’s transaction, everything becomes convenient to us
ay galing nmn jan!! pengeng baht marce
lol remembrance sa wallet lol
sure pag magkita tayo..gusto mo coins din
i don’y know why kahapon marce i can’t open this site
di tulo ako nakacomment :sick:
Waah! marce kahapon naginquire ako sa UCPB to open an account para sana sa paypal eh ang kaso hiningian ako ng updated na ID, ang dala ko lumang press ID, mga lumang ID ng TIN, SSS at Pagibig, kala ko makakalusot e ayaw ng teller. umuwi akong luhaan. ano ba ang mas madaling isecure SSS or police clearance?
ay. UCPB ka pala. hmm.. mas madali dito yung NBI clearance saka police. ung SSS kasi it takes a month bago makuha yun ID e. postal ID din mabilis lang kumuha
SSS takes 3 months noh! kaloka.. mamumuti na mata mo sa tagal hihiih
Postal or NBI clearance na lng tlga ang better optioN!
matagal talaga kumuha ng sss id marce although mas maganda sana kung yun ang kunin mo. nwei, i agree with the ladies, nbi clearance na lang kunin mo. gudlack!
sorry ala akong maisuggest dito:)dito mag-open kasi easy lang as long as you have the work permit
My unionbank. I changed my pin sometime last week sa UNIONbank ATM. And then, when I tried to log-in in my Cyber Account, I was surprised at di ko ma-open. I clearly remembered the new PIN. I tried for ATM transaction this morning using old and new PIN, pero, the same message appeared. Wrong pin! bakit kaya?? anyways, I’ll visit the bank tomorrow. love mo? love ko pa din. :inlove:
hala sana maopen mo na ulit..bago pa maopen ng iba
hey mommy nuts, hope you’ll be able to resolve that PIN issue.
i agree…baka sa system nila yon…hope nga maresolve yon para di majeopardize account mo
aw bakit naman nagkagnun nora?
ikaw tlga….
my friend love union bank too bcoz she can withdraw to any atm machine. lol
ay prang gusto ko na mag open ng account with union bank.. as in no hidden charges ha??
sa BPI kasi may Php150 charge every withdrawal.. eh bisyo kong magwithrdaw.. nkkadami na sila saken lol hahahahhaah
150 every withdrawal? bakit sa akin wala if I withdraw sa same bank but if sa iba 20 baht ang charge
magkano mag open ng account marce??? typesung ko yan!!! kggaling ko lng unionbank kanina baket ba di ko pa natanong..
bakit di mo natanong marce..occupied mind mo anoh?
can you make a post sa pag apply?? as in requirements, iDs, fees.. etc
ge na lol tenchu! mwah
meron na no! mababasa mo din yun pag nagcomment ka pa ng nagcomment. hihi
ha? saan? saan? nagcomment na ko ng nagcomment ah!
parang nabasa ko na yon, look sa archives nya marce year 2009:)
That’s good. At least it is very easy to open accounts there in the Philippines. Dito, ang hirap maghanap ng bank na pwede mag-accept ng withdrawals ng PayPal. I have a funny feeling na uuwi ako ng Pinas only to open an account kasi di ko ma-withdraw yung Paypal funds ko dito. Napaka-strict ng banks here…grabe. Masubukan nga sa Union Bank. I’ll check out the site.
wow sis! edi dami pa laman ni paypal mo?? weeeeeh! hahahaah lol
wil try unionbank rin this week
ako naman experience ko mas madali mag-open dito sa Thailand even you’re a foreigner..
san yan? bakit nde pede widrawal ng paypal?? ay teka ang gulo ko ba? ehhehhee
di ko pa natry un unionbank. siguro pagmarami ng laman ang paypal ko pwde na ako kumuha ng eon card. so far, bdo ang gamit ko. okay naman
if only di lang madaling mag-open dito ng account siguro di ko pa nawithdraw yong pera ko sa paypal, may almost 500$ pa sana ako..he..he…
good for you, not hear this bank before
Union Bank is only in the Philippines, I think
Hindi pa rin ako kumukuha mommy! Gusto ko sana kukuha lang ako pagmagwiwithdraw na ako. At un eh pag naabot ko na ung amount n pamabili ng camera baka kase magastos ko lang. My officemate also uses EON. At love na love nya rin ang EON
wiihhh ayan mraming may love kay EON.. so go go go sago n tlga ako kay eon!
hihihih
toinks! ako lang yata ang walang EON! =(
wla pa rin ako.. pero soon magkkaron na lol.. kuha na tau kamz! hihih
wala pa rin ako nito. next time nalang siguro ako kukuha pag marami na akong $$$ sa paypal
me too I don’t have EON only AEON…
LOL nakabili k n b sis? heheheheh ang sarap mag pic dyan ngyun sa PALAWAN
sabi nga nila mganda daw talaga ang unionbank in terms on online transactions. bilis pa!
mukang convincing!! hihihi
cge marce apply ka na..
dito rin sa germany or even in japan, it is very easy to open an account. you don’t even need to deposit anything! ang bilis pa. after a few minutes, meron na agad ako atm in japan. in germany naman, automatic na meron ako credit card. galing ano?
nakakatempt tuloy mag shopping! but no, i don’t use my credit card… pwera na lang kung online transaction.
i agree with you marce, juz use your credit card for online transactions…i know that you’re a wise steward of your resources:)
ahahahhaha Ive been tehre!! now husband and I get rid of our card :O isa nlng gamit nmin and this time puro needs lang
galing!! nakup dito patagalan ang drama hihih
as in super galing talaga! me too I experience easy banking processes
Hi Mommy Kaye! My first time to comment in your blog.
I work with another bank and in terms of deposits, UBP is breaking grounds. my husband’s account and our car loan is there and no hassles so far 
that’s great to know mommy judy!
oi pa apply naman ng car loan friendship
hiihih
may commission to si marce K, positive testimony of Unionbank
bwahaha! ngayon ko lang to nabalikan. ahay!
I saw a bank with union bank the other day
this post is very helpful K. BPI tellers are rude. I opened an account for my daughter at BPI and haven’t gone there for a while because most of the people who works there are so grumpy. 0.o
uu nga kainis ang BPI if d registered ang naccount and if nde BPI nde k pede transfer kaya bago ko umalis ni reg ko lahat ng BOI account ng kamag anak ko ahahahha and ng mama ko to make sure madali lang mag transfer ng money
try ko mag open ng account..